If you plan to stay in your home for the long term, sleep tight knowing you will have the stability of a consistent payment that never changes. Plan your budget with a consistent mortgage payment at a low rate that will stay the same through the life of your loan.

• Monthly payments based on interest rate, principal loan amount, 

If you plan to stay in your home for the long term, sleep tight knowing you will have the stability of a consistent payment that never changes. Plan your budget with a consistent mortgage payment at a low rate that will stay the same through the life of your loan.

• Monthly payments based on interest rate, principal loan amount, and amortized interest over 30 years
• Your payment will not change throughout the life of the loan
• Your actual payment will vary based on your situation and the current interest rates when you apply
• Pay your mortgage off at any time without pre-payment penalties

• Refinance up to 95% of your primary home’s value
• Buy a home with as little as 5% down (primary home)
• Loan amounts from $25,000 to $2,000,000

Got questions? Give us a call! One of our mortgage specialists would be happy to answer all of your questions and get you started with a great low rate today!

• 30-, 20- & 15-year fixed-rate and 5-year ARM loans available
• Jumbo VA loans available
• Refinance up to 100% of your primary home’s value
• VA Streamline Refinance with a reduced funding fee and flexible documentation requirements – available for veterans currently in VA loans
• Buy a home with no money down (primary home)
• No monthly PMI (Private Mo

• 30-, 20- & 15-year fixed-rate and 5-year ARM loans available
• Jumbo VA loans available
• Refinance up to 100% of your primary home’s value
• VA Streamline Refinance with a reduced funding fee and flexible documentation requirements – available for veterans currently in VA loans
• Buy a home with no money down (primary home)
• No monthly PMI (Private Mortgage Insurance)
• VA loans are governed by the U.S. Department of Veterans Affairs

• Fixed rate monthly payments are based on interest rate, principal loan amount and amortized interest over 15, 20 or 30 years. Your payment will not change throughout the life of the loan
• ARM interest rates are fixed for a period of 5 years. After the fixed rate period, your interest rate can adjust up or down depending on the market
• Pay your mortgage at any time without pre-payment penalties

Got questions?  Give us a call!  One of our mortgage specialists would be happy to answer all of your questions and get you started with a great low rate today!

An FHA loan provides a government-insured loan with flexible loan options. Less strict credit requirements and qualifications make this loan the easiest loan for buying a home or refinancing. Save money with an easy and fast FHA loan, qualifying is simple!

• Pay your mortgage at any time without pre-payment penalties
• 30-,

An FHA loan provides a government-insured loan with flexible loan options. Less strict credit requirements and qualifications make this loan the easiest loan for buying a home or refinancing. Save money with an easy and fast FHA loan, qualifying is simple!

• Pay your mortgage at any time without pre-payment penalties
• 30-, 25-, 20- and 15-year terms are all available with fixed rates
• 5-year adjustable-rate mortgage available

• Credit scores as low as 580 may qualify
• Refinance up to 97.75% of your primary home’s value
• Buy a home with as little as 3.5% down (primary home)

Got questions?  Give us a call!  One of our mortgage specialists would be happy to answer all of your questions and get you started with a great low rate today!

When a loan amount reaches a certain point, Jumbo and Super Jumbo Loans can offer high-end financing that a traditional loan can’t.

Over the past few years, some lenders have decreased their Jumbo Loan offerings and have made them harder to obtain, but at Palmetto Mortgage of SC, LLC, we can get you the best rate possible on your Jumbo Loa

When a loan amount reaches a certain point, Jumbo and Super Jumbo Loans can offer high-end financing that a traditional loan can’t.

Over the past few years, some lenders have decreased their Jumbo Loan offerings and have made them harder to obtain, but at Palmetto Mortgage of SC, LLC, we can get you the best rate possible on your Jumbo Loan.

With a jumbo mortgage, you’ll get great rates for your big loan. With a choice between fixed or adjustable rates, our jumbo loans offer maximum flexibility for home financing for larger loans.

Got questions?  Give us a call!  One of our mortgage specialists would be happy to answer all of your questions and get you started with a great low rate on your jumbo loan today!

• Smartself -  A non-QM solution, SmartSelf is ideal for borrowers requiring the use of bank statements or 1099s to qualify. 
• Smartvest -  A non-QM solution, SmartVest is designed for real estate investors seeking to purchase or refinance an investment property that is owned for business purposes and allows foreign nationals. 
• Smartedge -  A 

• Smartself -  A non-QM solution, SmartSelf is ideal for borrowers requiring the use of bank statements or 1099s to qualify. 
• Smartvest -  A non-QM solution, SmartVest is designed for real estate investors seeking to purchase or refinance an investment property that is owned for business purposes and allows foreign nationals. 
• Smartedge -  A non-QM solution, SmartEdge offers competitive financing solutions for borrowers who fall just outside of standard agency and prime jumbo programs due to a credit event or other isolated lapse in their credit performance. Also allows individual taxpayer identification numbers (ITINs). 

 We are proud to offer the U.S. Department of Agriculture (USDA) Guaranteed Rural Housing Program. This program is designed to help low-to-moderate income families achieve homeownership in eligible communities. 

• 600 minimum credit score for purchases and rate and term refinances
• 600 minimum credit score for streamlined refinances
• 1

 We are proud to offer the U.S. Department of Agriculture (USDA) Guaranteed Rural Housing Program. This program is designed to help low-to-moderate income families achieve homeownership in eligible communities. 

• 600 minimum credit score for purchases and rate and term refinances
• 600 minimum credit score for streamlined refinances
• 100% loan-to-value (LTV) available
• Eligible fees may be rolled into the loan
• Gift funds allowed
• Government down payment assistance allowed

 Standalone HELOC allows you to offer your borrowers a simple way of tapping into their home’s equity. It’s a popular option for accessing cash that can be used to pay down debt, make home improvements, cover tuition and more.

• Available on primary and second home loans
• Loan amounts up to $500,000
• 640+ FICO, up to 89.99% CLTV
• $25,000 minimum l

 Standalone HELOC allows you to offer your borrowers a simple way of tapping into their home’s equity. It’s a popular option for accessing cash that can be used to pay down debt, make home improvements, cover tuition and more.

• Available on primary and second home loans
• Loan amounts up to $500,000
• 640+ FICO, up to 89.99% CLTV
• $25,000 minimum line amount, initial draw must be 75% of line amount
• For line amounts up to $250,000, only an approved AVM is required
• For line amounts over $250,000, a full appraisal is required
• 3 and 10 year draw options available

With Piggyback HELOC your qualified borrowers can secure a mortgage on a home while simultaneously opening a home equity line of credit. Ideal for borrowers with less available for a down payment — the additional borrowed money can help them avoid paying private mortgage insurance.

• Available on primary and second home purchases, rate/term 

With Piggyback HELOC your qualified borrowers can secure a mortgage on a home while simultaneously opening a home equity line of credit. Ideal for borrowers with less available for a down payment — the additional borrowed money can help them avoid paying private mortgage insurance.

• Available on primary and second home purchases, rate/term and cash-out refinances on conventional loans
• Loan amounts up to $500,000
• 680+ FICO, up to 89.99% CLTV
• $20,000 minimum line amount, initial draw must be 75% of line amount
• For line amounts up to $250,000, an appraisal waiver is accepted with an approved AVM
• 3 and 10 year draw options available

Earn new business from real estate agents and builders with UWM’s One-Time Close New Construction loans, plus let your borrowers get the dream home they want — all with the faster, easier process UWM is known for. The best part? One closing! Which means one interest rate (with the option to modify down if the market improves), one down pa

Earn new business from real estate agents and builders with UWM’s One-Time Close New Construction loans, plus let your borrowers get the dream home they want — all with the faster, easier process UWM is known for. The best part? One closing! Which means one interest rate (with the option to modify down if the market improves), one down payment, one full credit report to order and one approval.

• Conventional Loans
  • Available on 15-and 30-year fixed conventional, high balance and 7- and 10-year ARM options
  • Eligible on primary, second and investment property purchases and rate/term refinances
  • Loan amounts up to the conforming loan limits
  • 700+ FICO, up to 95% LTV
  • DU eligible
  • 11-month maximum build period with 1-month modification period
  • Interest-only monthly payments during the build period
• VA Loans
  • Available on 30-year fixed loans
  • Loans up to $4M
  • Eligible on primary home purchases and cash-out refinances
  • 580+ FICO, up to 100% LTV
  • DU eligible
  • 11-month maximum build period with 1-month modification period (build period is deducted from the loan term)
  • No monthly payments during the build period

This product is not eligible on attached condominiums, coo