Providing all the keys to your real estate needs!

Our Services

FOR ALL YOUR MORTGAGE NEEDS!

At Palmetto Mortgage, we are dedicated to serving our customers with the best service and products for their needs. We provide a wide variety of loan products and by doing so we allow our customers to choose the product that best suits their needs.


On the following pages you will learn briefly about our products and about us. You will also have tools and information at your fingertips to assist you in making an informed decision. And you will be able to contact us by the click of the mouse so that we can assist you in ALL your real estate needs!


LOAN PROGRAMS & PRODUCTS

We offer the following programs

  • Fannie Mae
  • Freddie Mac
  • Fixed & ARMs
  • FHA Loans
  • VA Loans
  • USDA Loans
  • Conventioanl Loans
  • Investment Property
  • Vacation/2nd Homes
  • Manufactured Homes
  • FHA 203K Loans
  • HELOCS (Home Equity Line of Credit)

Loan Programs

FHA 203(k) Rehab Loan

Do you want to turn your “fixer-upper” into your dream home? The FHA 203k Rehab Loan is designed for buyers that want to finance the cost of the home plus home improvements into a new loan.

FHA Loan

We recommended an FHA Loan for buyers with limited savings or low to moderate income, an FHA Loan offers a low down payment and flexible income, debt, and credit requirements. Applicants can also use gift funds to help with their down payment. Contact us to learn more about this benefit.

VA Loans

We recommended a VA Loan for qualified veterans, reservists, active service members and their spouses, a VA Loan requires no down payment and offers flexible income, debt, and credit requirements. VA Loans are also available to eligible first or second time buyers who have low to moderate income.

USDA Loans

We recommended a USDA Loan for buyers purchasing a home located in a designated USDA rural area, USDA Loans offer no down payment options, flexible income, debt, and credit requirements and little to no closing costs for low to moderate income homebuyers. 

Fixed Rate Loans

We recommended for buyers who prefer regular, fixed payments, a fixed rate loan offers predictable, easy to amortize payments and protection against rising interest rates. 

Adjustable Rate Mortgage - ARM

We recommended an ARM for buyers who want to save money in the short term, a variety of initial fixed rate options are available. This option to great for buyers who know they will be moving in a few years.

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Contact Us

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NMLS ID: 230576

Palmetto Mortgage

513 West Main Street, Moncks Corner, SC 29461

(843) 761-1922

Hours

Monday, Tuesday, Thursday: 

10am - 5pm

Wednesday, Friday: 10am-2pm

Saturday & Sunday: By appointment


 

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All applications are subject to credit approval. Interest rates vary and are based upon borrower and/or cosigner (where applicable) credit and other underwriting criteria. Equal Opportunity Lender. NMLS ID#230576